INVESTMENTS

Together we work to implement meaningful investment strategies to achieve your life goals. Our advisors specialize in a wide range of investment options.

Investment advisory services are offered to portfolio values of $250,000 and up.

FINANCIAL PLANNING

We will implement the most efficient income and protection strategies that fit your specific needs so that you may retire with confidence. For fully integrated financial planning services our monthly rate is $200. Add in business planning for additional $150 per month.

INSURANCE

Protecting yourself and family for the "IF's" in life and the financial peace of mind it can bring by being prepared.

 
CASH FLOW
  • Inflows & Outflows

  • Emergency Funding

  • Debt Management

  • Life Transitions & Event Planning

  • Planned Large Expenses

  • Mortgage Review

  • Lines of Credit

INVESTMENT PLANNING
  • Portfolio Review

  • Asset Allocation

  • Liquidity Analysis

  • Withdrawal Strategies

  • Investment Policy Statement

  • Written Financial Plan

  • Review Investments Outside of Our Firm

  • Dollar Cost Averaging

RETIREMENT PLANNING
  • Retirement Goal Setting

  • Social Security and Medicare

  • Document Storage Identity Protection

  • IRA Contributions & Conversions

  • Employer Sponsored Plans

  • Annuity Review

  • RMD's and Withdrawal Strategies

  • Self-Employed Retirement Plans

LEGACY PLANNING
  • End of Life Planning

  • Review Beneficiary Designations

  • Elder Care

  • College Savings Planning

  • UGMA/UTMA

  • Roth IRA's for Children

  • Gifting

  • Special Needs Family Member

  • The Beneficiary Book/Ethical Wills

  • Longevity Planning Bucket List

RISK MANAGEMENT
  • Review Current Life Policies

  • Assess Life Insurance Needs

  • Assess Long Term Care Needs

  • Assess Disability Income Needs

  • Assess Critical Illness

  • Health Insurance Review needs

  • Review Home, Auto, and Personal Lines Insurance

ESTATE PLANNING & CHARITABLE GIVING
  • Power of Attorney

  • Health Care Directives & HIPPA Forms

  • Wills

  • Trusts

  • Guardians for Minor Children

  • Titling Assets Individual/Joint

  • Estate Taxes

  • Charitable Giving & Trusts

INCOME TAX PLANNING
  • Annual Income Tax Review

  • Review Realized Gains

  • Carry Forward Losses

  • Tax Loss Harvesting

  • Deductions and Credits

  • Potential Roth Conversions

  • Health Savings Flexible Spending Accounts

  • Cost Basis Review

BUSINESS PLANNING
  • Succession Planning

  • Key Person Insurance

  • Executive Bonus Planning

  • Deferred Compensation Planning

  • Qualified Benefit Planning

  • Employee Benefits Planning

  • Assess Workers Comp Commercial Lines Insurance