

CASH FLOW
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Emergency Funding
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Debt Management
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Life Transitions & Event Planning
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Planned Large Expenses
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Mortgage Review
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Lines of Credit

INVESTMENT PLANNING
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Portfolio Review
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Asset Allocation
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Liquidity Analysis
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Withdrawal Strategies
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Investment Policy Statement
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Review Investments Outside of Our Firm
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Dollar Cost Averaging vs Lump Sum Strategies

RETIREMENT PLANNING
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Retirement Goal Setting
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Social Security and Medicare
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IRA Contributions & Conversions
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Employer Sponsored Plans
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Annuity Liquidation Planning
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RMD's and Withdrawal Strategies
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Self-Employed Retirement Plans
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Potential Roth Conversions

LEGACY PLANNING
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End of Life Planning
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Review Beneficiary Designations
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Long Term Care Planning
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College Savings Planning
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Roth IRA's for Children
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Gifting
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Special Needs Family Member

RISK MANAGEMENT
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Review Current Life Policies
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Assess Life Insurance Needs
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Assess Long Term Care Needs
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Assess Disability Income Needs
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Review Home, Auto, and Personal Lines Insurance

ESTATE PLANNING & CHARITABLE GIVING
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Power of Attorney
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Health Care Directives & HIPPA Forms
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Trusts
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Guardians for Minor Children
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Titling Assets Individual/Joint
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Charitable Giving

INCOME TAX PLANNING
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Annual Income Tax Review
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Review Realized Gains
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Tax Loss Harvesting
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Deductions and Credits
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Health Savings Flexible Spending Accounts
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Cost Basis Review

BUSINESS PLANNING
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Succession Planning
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Key Person Insurance
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Executive Bonus Planning
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Deferred Compensation Planning
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Qualified Benefit Planning
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Employee Benefits Planning
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Assess Workers Comp Commercial Lines Insurance