CASH FLOW

• Inflows & Outflows

• Emergency Funding

• Debt Management

• Life Transitions & Event Planning

• Planned Large Expenses

• Mortgage Review

• Lines of Credit

INVESTMENT PLANNING

• Portfolio Review

• Asset Allocation

• Liquidity Analysis

• Withdrawal Strategies

• Investment Policy Statement

• Written Financial Plan

• Review Investments Outside of Our Firm

• Dollar Cost Averaging

RETIREMENT PLANNING

• Retirement Goal Setting

• Social Security and Medicare

• Document Storage Identity Protection

• IRA Contributions & Conversions

• Employer Sponsored Plans

• Annuity Review

• RMD's and Withdrawal Strategies

• Self-Employed Retirement Plans

LEGACY PLANNING

• End of Life Planning

• Review Beneficiary Designations

• Elder Care

• College Savings Planning

• UGMA/UTMA

• Roth IRA's for Children

• Gifting

• Special Needs Family Member

• The Beneficiary Book/Ethical Wills

• Longevity Planning Bucket List

RISK MANAGEMENT

• Review Current Life Policies

• Assess Life Insurance Needs

• Assess Long Term Care Needs

• Assess Disability Income Needs

• Assess Critical Illness

• Health Insurance Review needs

• Review Home, Auto, and Personal Lines Insurance

ESTATE PLANNING & CHARITABLE GIVING

• Power of Attorney

• Health Care Directives & HIPPA Forms

• Trusts

• Guardians for Minor Children

• Titling Assets Individual/Joint

• Estate Taxes

• Charitable Giving & Trusts

INCOME TAX PLANNING

• Annual Income Tax Review

• Review Realized Gains

• Carry Forward Losses

• Tax Loss Harvesting

• Deductions and Credits

• Potential Roth Conversions

• Health Savings Flexible Spending Accounts

• Cost Basis Review

BUSINESS PLANNING

• Succession Planning

• Key Person Insurance

• Executive Bonus Planning

• Deferred Compensation Planning

• Qualified Benefit Planning

• Employee Benefits Planning

• Assess Workers Comp Commercial Lines Insurance